Business Loan

Our Business Loan provides funds which you can repay over one to five years. You repay the loan in monthly set installments. Whatever your business plans, our fixed or revolving business loans can help you reach your goals.

What does it offer you:

  • Where you use the loan to buy an asset, the asset becomes yours when you make the last payment.
  • The repayments are structured to suit your business' cash flow.
  • You’ll get access to affordable insurance for your loan.

 

What you need to apply:

  • The full names and capacities of those who will sign
  • CV of each member of the management team.
  • The reason why you need the finance.
  • Your business' financial statements, including an income statement, balance sheet and cash flow statements.
  • Personal statements of assets and liabilities of all the partners, members or directors.
  • A 12 month cash flow forecast.
  • The amount of your own contribution and the source of the funds.
  • If you do not have a business account with Stanbic IBTC Bank you must provide the business' bank statements for the past six months.

For more information:

Please visit a Stanbic IBTC Bank branch near you or give us a call on 0700 CALL STANBIC (0700 2255 7826242) or +234 01 270 9676 or email customercarenigeria@stanbicibtc.com.


If your business needs short-term financing then a Fixed Term Loan (FTL) may be useful. It’s a loan that offers you the same interest rate and repayments throughout the term of the loan. This type of loan does not need any collateral and you will know the exact date on which the repayments end.

With a Revolving Term Loan your monthly payments are fixed but there is no specific payment period. You will have several payment options every month and you will have access to the money that has not been used.

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