The High Yield Current Account (HYCA) is an account that gives you the benefits of a current and savings account all in one and also provides you with a high yield on your savings. It allows you to save and transact at the same time and It's the account for you if you need to reduce your banking service fees. 

Key features

• Minimum operating balance must be maintained.
• No maximum balance.
• Interest credit is adopted as long as the daily minimum balance is maintained.
• Interest is forfeited and Commission On Turnover (COT) is charged on an account that drops below the daily minimum daily balance.
• Operated by individuals, sole proprietorship and partnerships.

Key benefits

• Zero Commission on Turnover (COT) as long as the daily balance exceeds the daily minimum account balance requirements.
• Free access to telephone and internet banking services.
• Standing orders to and from other StanbicIBTC accounts.
• SMS alert when a deposit or withdrawal is made.