Financial planning for the future is both challenging and rewarding. The challenge lies in choosing a strategy that makes adequate provisions for future events. The reward lies in enjoying the fruits of a successful savings and investments plan. Following is a description of three savings solutions that form an ideal building block for such a plan.

A personal savings account will help you to accumulate your extra income and build up your cash reserves.

A call account is an interest bearing account to which funds can be deposited and called back on demand.

This is an investment account, which attracts interest rate higher than savings account.

CHESS is a special savings product developed to support you in meeting cash flow needs for your children’s education.