Frequently Asked Questions - Loans
-
Personal Loan
-
EZ Cash
What are the requirements to obtain a personal loan?
- Must operate a Stanbic IBTC current or salary account of at least 6 months.
- Three Months payslip.
- Six months statement of account
- Must have a good credit record
- Must present letter of introduction from employer
- Must be between 18 to 59 years
- Valid means ID
- Employer must be among the list of eligible companies
- Must earn a minimum of N20,000 monthly
Click here to learn more about our personal loan offerings.
How do I liquidate my EZ Cash loan?
You can liquidate ypur EZ Cash loan via the website or USSD.
Website:
USSD:
- Dial *909*44# and follow the prompt to repay.
How do I access EZ Cash?
You can access EZ Cash via any of website, USSD, Internet Banking or Mobile App.
Mobile/Internet banking:
- Click on the EZ Cash limit and follow the prompt
USSD:
- Dial *909*44# to confirm eligibilty and folow the prompt
Website: