Personal Savings Account

Our personal savings account allows you to transact and shop for what you want today, while saving and earning interest for tomorrow

Open an instant savings account today

Savings Account Benefits

Earn and Save

Earn interest when you save while using this account for day-to-day transactions

Capital Guaranteed

Know that your deposits will never be at risk of loss

Accessibility

No notice period is required. Simply withdraw or transfer your cash anytime.

Convenience

You can acess your account on our self-service channels - Mobile App, USSD -*909#

What You Get

You can save and transact with the same account
Full control of your savings with a no debit order account
There is no minimum opening balance, meaning you can start saving with an amount that works for you
Access your savings whenever you want via our e-channels - Mobile App, Internet Banking, with no penalties
Gold debit card that you can use at ATMs, POS and other web purchases
Send and receive Instant Money

Requirements

2 passport photographs
Valid means of Identity card
Utility bill carrying physical address
Minimum of N2,000

Please ensure to upload clear copies of documents when opening the accounts through our online channels.

Ways to open the account

You can open a savings account through any of USSD, Mobile App or Quick Services.

Please see steps below:

USSD:

Dial *909#
Select 9 for others
Select 1 or My Bank
Follow prompts

Mobile App:

Select create instant account on the log in page of the mobile app and follow prompts

Download the mobile app on Google Playstore here

Download the mobile app on the App store here

Quick Services:

Click here to open an instant account on Quick Services

*Please ensure to upload clear copies of documents when opening the accounts through our online channels.

What You Get
Requirements
Ways to open the account

You can save and transact with the same account
Full control of your savings with a no debit order account
There is no minimum opening balance, meaning you can start saving with an amount that works for you
Access your savings whenever you want via our e-channels - Mobile App, Internet Banking, with no penalties
Gold debit card that you can use at ATMs, POS and other web purchases
Send and receive Instant Money

2 passport photographs
Valid means of Identity card
Utility bill carrying physical address
Minimum of N2,000