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Borrow For Your Business Needs
Get a loan to expand your operations, create opportunities and grow your business

Business Loans

Get a loan to expand your operations, create opportunities and grow your business.

Benefits of our business loans

Personalized

We offer various lending solutions and term options based on the needs of your business

Tracking

Monthly statements to track the progress of your loan

Flexibility

Choose a business loan with terms that work with your cashflow

Reliability

Competitive interest rates with reliable monthly repayments
Find the right loan for your business
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AgriBusiness Finance

Financing solutions for agricultural enterprises from resources and equipment to seasonal cashflow.

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Real Estate Finance

Business real estate funding financing for residential and commercial real estate including construction, renovation and acquisition.

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Distribution Supply Chain Finance

If you’re a large manufacturer, or a distributor of wholesale goods, Distribution Supply Chain Finance is the perfect solution for flexible loans to help maintain your cashflow

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Invoice Discounting

With our Invoice Discounting Facility, your business can draw money against invoices issued for completed contracts before payment is received from your creditors.

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Purchase Order Discounting

With the Purchase Order Discounting service, your business can fulfil orders and pay suppliers. Get working capital to keep your business moving forward.

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Trade Finance

We offer Import and Export products to help you trade your goods and services across borders.

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Overdraft

Make payments directly from your business current account and manage your cash flow with a business overdraft facility

We also offer
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HYCA Gold

A personal account for professionals on the move, the HYCA Gold account gives you the features of a current account with the benefits of a savings account

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Internet Banking

Get access real-time balances and statements, make payments, buy airtime top-up, redeem western union and manage your money without going into a branch