Borrow for your needs
Get a Personal Loan today! Get instant approval when you apply online, via our banking app or USSD and choose the loan repayment term that best suit your needs.
Benefits of our loans
Secure
Reliable loans with reliable repayment terms
Simple
Select the loan that best suits you, apply and get your loan amount paid straight into your account
Flexible
Choose the repayment terms that suit you best
Affordable
Competitive interest rates
Find the right loan for you
CBN Healthcare Sector Loan
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EZ Cash
Get a quick cash boost for your dream summer holiday. Access up to ₦10 million for travel, family activities, or personal projects.
Specialised Mortgage for Pension Contributors
Specialised Mortgage for Pension Contributors allow retirement savings account holders to access up to 25% of their pension balance as equity contribution for a residential mortgage.
Smart Loan
Manage your cashflow and pay for the unexpected with a Smart Loan. If you have a Money Market Fund account with us, you can apply for loan of up to N20 million in the Banking App
Secured-term-loans
A term loan can help you cover the unexpected expenses of life.
Unsecured Loans
Our unsecured personal loan is a medium- to long-term loan, that gives you access to funds to meet your personal needs.
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Salary Advance
Cover summer travel, school fees, and back-to-school supplies with Salary Advance.
We also offer
Personal Current Account
Easy and convenient banking with the Personal Current Account. With access to 24/7 online banking platforms
CHESS Account
The flexible C.H.E.S.S account makes every Naira count for you and your child.