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There is Possible, Then there is More
Dear CEO, 

Well done. We look back and see how far you've come, you don try. As we look forward to all that is ahead, we don't just see what is possible, we see more. Let's explore possibilities together and jointly take your business to higher levels of growth and accomplishment. Your next big move starts today.

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There is business and commercial banking.

Then there is Business and Commercial Banking with us.

Imagine a future where your business thrives beyond your wildest dreams. With our extensive resources, strategic connections, and expertise, we are here to make that future a reality. From our Agribusiness and Africa-China Trade Solutions to our Renewable Energy Financing and Enterprise Online, our Business and Commercial Banking Solutions do not just show you what is possible; we work with you to unlock even more.

Benefits you can enjoy

Cross-border support

As a member of Standard Bank Group, we have experts across 20 countries to support your business.

Innovative financing solutions

Our loans and non-banking financial solutions are flexible and tailored to your business needs.

Extensive support

Enjoy training, events, and other support to aid your business growth.

Unlock opportunities

We offer match-making trade opportunities and access to international markets.

Cross-border support

As a member of Standard Bank Group, we have experts across 20 countries to support your business.

Innovative financing solutions

Our loans and non-banking financial solutions are flexible and tailored to your business needs.

Extensive support

Enjoy training, events, and other support to aid your business growth.

Unlock opportunities

We offer match-making trade opportunities and access to international markets.
SOLUTIONS TO HELP YOU MANAGE AND GROW YOUR BUSINESS
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Trade

Enhance your business transactions with our comprehensive trade finance solutions. Whether you are trading within Nigeria or are an import-export dealer, our range of financial solutions ensures your working capital needs are met and risk is covered.

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Enterprise Online & SME Mobile App

Manage your finances on the go with our internet banking and mobile app specifically designed for business clients. Initiate and complete bulk payments in a convenient, seamless, and secure manner.

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Blue Blossom

We are committed to helping women grow their businesses. With our Blue Blossom account, you enjoy benefits such as zero current account maintenance fees, discounted loans, and exclusive invitation to capacity-building training opportunities.

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Biz Smart

Enjoy zero current account maintenance fee when you maintain a minimum daily balance of N200,000 and limit branch withdrawals to four times per month. Other benefits include: • MasterCard Debit Card for single signatory accounts • Personalised Biz Smart chequebook • Free business POS.

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Biz Smart & Biz Smart Plus

Smart business accounts that help you save on banking costs while enjoying digital banking convenience and dedicated business support. Enjoy zero Current Account Maintenance (CAM) fees when you maintain the required minimum daily balance, plus access to a free debit card, free business POS, email alerts, and online banking. Conditions apply: For Biz Smart, maintain a minimum daily balance of ₦5,000 and keep monthly withdrawals below ₦50 million to enjoy zero CAM fees. For Biz Smart Plus, maintain a minimum daily balance of ₦50,000 and keep monthly withdrawals below ₦250 million to enjoy zero CAM fees.

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Solar Energy Financing

We are at the forefront of energy transition, supporting businesses to attain energy sufficiency with our Solar Financing proposition. Take advantage of our sector expertise and financing solutions to access cheaper, clean and steady power supply for your business needs.

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Agribusiness

Access short to long-term business loans for agroprocessing, crop and animal productions, and farm equipment purposes. Get the required cashflow your business needs and scale effectively.

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SME Loans

Fuel your business growth with our SME Loan solution. Our tailored lending facilities offer quick access to working capital without collateral, flexible repayment plans, and fast turnaround time.

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Events

Get invites to sector-focused events organised by Stanbic IBTC Bank. From trade exhibitions and trainings, to business summits and women-only workshops, our highly curated events allow business owners and executives to learn, sell and make connections.

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Sustainability Academy

Take advantage of Standard Bank Sustainability Academy to learn how to steer your business towards sustainability. The online courses are free and can be completed at your own pace.