Secured term loans

Get personal short term loan at a fixed monthly repayment amount to suit your lifestyle needs such as medical, house rent, car maintenance, school fee, wedding and pay it off at a time you feel comfortable with.

N100 000

Minimum monthly income

Fixed

Term

Open an account

Apply for a loan

Some of the benefits

Affordable

Get a competitive interest rate

Access to funds

Borrow up to 100% of your income

Reliable

Fixed monthly repayments that you can budget

Updates

Monthly statements to track the progress of your loan repayment

How to get it

You must have been with your current employer for six months or longer.
Your salary must be paid into an account held with us.
You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
You have to be a Nigerian citizen with permanent residency.
You should earn a minimum net monthly income of N100 000.
Must be 21 years or older (but not older than 60 years on expiration of the facility).
You must have a satisfactory credit bureau report.

What you get

A personal loan that offers the same interest rate and repayments throughout the term of the loan.
Monthly electronic statements
On approval, funds will be paid directly into your salary account

What it costs

A minimum income of N100 000

How to get it
What you get
What it costs

You must have been with your current employer for six months or longer.
Your salary must be paid into an account held with us.
You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
You have to be a Nigerian citizen with permanent residency.
You should earn a minimum net monthly income of N100 000.
Must be 21 years or older (but not older than 60 years on expiration of the facility).
You must have a satisfactory credit bureau report.

A personal loan that offers the same interest rate and repayments throughout the term of the loan.
Monthly electronic statements
On approval, funds will be paid directly into your salary account