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Secured term loans

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Get personal short term loan at a fixed monthly repayment amount to suit your lifestyle needs such as medical, house rent, car maintenance, school fee, wedding and pay it off at a time you feel comfortable with. 

Some of the benefits

Affordable

Get a competitive interest rate

Access to funds

Borrow up to 100% of your income

Reliable

Fixed monthly repayments that you can budget

Updates

Monthly statements to track the progress of your loan repayment
How to get it
  • You must have been with your current employer for six months or longer.
  • Your salary must be paid into an account held with us. 
  • You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
  • You have to be a Nigerian citizen with permanent residency.
  • You should earn a minimum net monthly income of N100 000.
  • Must be 21 years or older (but not older than 60 years on expiration of the facility).
  • You must have a satisfactory credit bureau report. 
What you get
  • A personal loan that offers the same interest rate and repayments throughout the term of the loan.
  • Monthly electronic statements
  • On approval, funds will be paid directly into your salary account
What it costs
  • A minimum income of N100 000

 

  • How to get it
  • What you get
  • What it costs
  • You must have been with your current employer for six months or longer.
  • Your salary must be paid into an account held with us. 
  • You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
  • You have to be a Nigerian citizen with permanent residency.
  • You should earn a minimum net monthly income of N100 000.
  • Must be 21 years or older (but not older than 60 years on expiration of the facility).
  • You must have a satisfactory credit bureau report. 
  • A personal loan that offers the same interest rate and repayments throughout the term of the loan.
  • Monthly electronic statements
  • On approval, funds will be paid directly into your salary account
  • A minimum income of N100 000

 

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