Nigeria
Secured term loans
Access to the money you need to achieve your goals with repayments over a fixed term
N20 000
Minimum monthly income
Fixed
Term
Some of the benefits
Affordable
Get a competitive interest rate
Access to funds
Borrow up to 100% of your income
Reliable
Fixed monthly repayments that you can budget
Updates
Monthly statements to track the progress of your loan repayment
How to get it
- You must have been with your current employer for six months or longer.
- Your salary must be paid into an account held with us.
- You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
- You have to be a Nigerian citizen with permanent residency.
- You should earn a minimum net monthly income of N20 000.
- Must be 21 years or older (but not older than 60 years on expiration of the facility).
- You must have a satisfactory credit bureau report.
What you get
- A personal loan that offers the same interest rate and repayments throughout the term of the loan.
- Monthly electronic statements
- On approval, funds will be paid directly into your salary account
What it costs
- A minimum income of N20 000
See general pricing guide here
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How to get it
-
What you get
-
What it costs
- You must have been with your current employer for six months or longer.
- Your salary must be paid into an account held with us.
- You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
- You have to be a Nigerian citizen with permanent residency.
- You should earn a minimum net monthly income of N20 000.
- Must be 21 years or older (but not older than 60 years on expiration of the facility).
- You must have a satisfactory credit bureau report.
- A personal loan that offers the same interest rate and repayments throughout the term of the loan.
- Monthly electronic statements
- On approval, funds will be paid directly into your salary account
- A minimum income of N20 000
See general pricing guide here
We also offer
Visa Platinum Naira Credit Card
A premium Stanbic credit card with access to 5-star offerings
Diaspora Banking
Bank in Nigeria, wherever you are. The Diaspora Banking account allows you to operate in US Dollars, Euros, Pounds, Rands or Naira