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Secured term loans

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Access to the money you need to achieve your goals with repayments over a fixed term

Some of the benefits

Affordable

Get a competitive interest rate

Access to funds

Borrow up to 100% of your income

Reliable

Fixed monthly repayments that you can budget

Updates

Monthly statements to track the progress of your loan repayment
How to get it
  • You must have been with your current employer for six months or longer.
  • Your salary must be paid into an account held with us. 
  • You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
  • You have to be a Nigerian citizen with permanent residency.
  • You should earn a minimum net monthly income of N20 000.
  • Must be 21 years or older (but not older than 60 years on expiration of the facility).
  • You must have a satisfactory credit bureau report. 
What you get
  • A personal loan that offers the same interest rate and repayments throughout the term of the loan.
  • Monthly electronic statements
  • On approval, funds will be paid directly into your salary account
What it costs
  • A minimum income of N20 000

See general pricing guide here

  • How to get it
  • What you get
  • What it costs
  • You must have been with your current employer for six months or longer.
  • Your salary must be paid into an account held with us. 
  • You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
  • You have to be a Nigerian citizen with permanent residency.
  • You should earn a minimum net monthly income of N20 000.
  • Must be 21 years or older (but not older than 60 years on expiration of the facility).
  • You must have a satisfactory credit bureau report. 
  • A personal loan that offers the same interest rate and repayments throughout the term of the loan.
  • Monthly electronic statements
  • On approval, funds will be paid directly into your salary account
  • A minimum income of N20 000

See general pricing guide here

We also offer
Personal - Platinum Credit NGN
Visa Platinum Naira Credit Card

A premium Stanbic credit card with access to 5-star offerings

Dispora_Banking_SB_1162756243
Diaspora Banking

Bank in Nigeria, wherever you are. The Diaspora Banking account allows you to operate in US Dollars, Euros, Pounds, Rands or Naira