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Smart Loan

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Manage your cashflow and pay for the unexpected with a Smart Loan. If you have a Money Market Fund account with us, you can apply for loan of up to N20 million in the Banking App

Some of the benefits

Flexible repayment

Get up to 48 months to repay your loan

Competitive interest rates

Take advantage of competitive interest rates

Instant access

If approved, funds are immediately paid into your account

Quick application

Apply in the app and skip the hassle of paperwork

Flexible repayment

Get up to 48 months to repay your loan

Competitive interest rates

Take advantage of competitive interest rates

Instant access

If approved, funds are immediately paid into your account

Quick application

Apply in the app and skip the hassle of paperwork
What you get
  • A convenient way to manage cashflow in the event of shortfalls
  • You can access up to 80% of your Investments  with Stanbic IBTC Asset Management as a loan whenever you need it  without terminating your investment.
  • Maximum tenor of 48 months for Term Loans
  • Access to our 24 hours business support helpline
  • Full e-banking options, which include internet, mobile and USSD banking
How to get it

Visit any Stanbic IBTC Bank branch or download the Stanbic IBTC Mobile App

  • What you get
  • How to get it
  • A convenient way to manage cashflow in the event of shortfalls
  • You can access up to 80% of your Investments  with Stanbic IBTC Asset Management as a loan whenever you need it  without terminating your investment.
  • Maximum tenor of 48 months for Term Loans
  • Access to our 24 hours business support helpline
  • Full e-banking options, which include internet, mobile and USSD banking

Visit any Stanbic IBTC Bank branch or download the Stanbic IBTC Mobile App

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