Get a Smart Loan
Manage your cashflow and pay for the unexpected with a Smart Loan. If you have a Money Market Fund account with us, you can apply for loan of up to N20 million in the Banking App
N20,000,000
Maximum loan amount of
48 months
Maximum Tenor
Some of the benefits
Flexible repayment
Get up to 48 months to repay your loan
Competitive interest rates
Take advantage of competitive interest rates
Instant access
If approved, funds are immediately paid into your account
Quick application
Apply in the app and skip the hassle of paperwork
What you get
- A loan amount of up to N20 million*
- A repayment tenor of up to 48 months*
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You can access up to 80% of your Investments with Stanbic IBTC Asset Management without terminating your investment.
- Access to our 24 hours business support helpline
- Access to our digital banking platforms including Internet Banking, the Stanbic IBTC Banking App, and USSD banking
*Terms and conditions apply
How to get it
The Smart Loan is only available to Money Market Fund account holders. You can apply on the Stanbic IBTC Mobile App or by visiting any Stanbic IBTC branch nearest to you.
-
What you get
-
How to get it
- A loan amount of up to N20 million*
- A repayment tenor of up to 48 months*
-
You can access up to 80% of your Investments with Stanbic IBTC Asset Management without terminating your investment.
- Access to our 24 hours business support helpline
- Access to our digital banking platforms including Internet Banking, the Stanbic IBTC Banking App, and USSD banking
*Terms and conditions apply
The Smart Loan is only available to Money Market Fund account holders. You can apply on the Stanbic IBTC Mobile App or by visiting any Stanbic IBTC branch nearest to you.
Frequently Asked Questions
Got a question about our Unsecured Loan? View our commonly asked questions
Other loans you might be interested in
Secured term loan
A term loan can help you cover the unexpected expenses of life.
Unsecured Loans
Our unsecured personal loan is a medium- to long-term loan, that gives you access to funds to meet your personal needs.
Get an EZ Cash Loan
Some needs can’t wait. Apply for an instant loan from the comfort of your home. Get a personal loan of up to N7.5 million and up to 24 months to repay.