Unsecured Loans
Our unsecured personal loan is a medium- to long-term loan, that gives you access to funds to meet your personal needs.
N 20 000
Min. Monthly Income
Flexible
Terms
Some of our benefits
Simple
If approved, funds will be paid directly into your account
Affordable
Get a competitive interest rate
Access to funds
Re-access funds once you’ve repaid 15% of the loan amount
Updates
Get monthly statements to track your progress
What you get
- A personal loan with the option to revolve your loan when 15% of the full amount has been repaid.
- Monthly electronic statements
- On approval, money will be paid directly into your salary account
How to get it
To apply for an unsecured personal loan, you must be:
- 21 or older and under the age of 60 by the end of the repayment tenor
- A Nigerian citizen with permanent residency
- Employed by your current employer for at least the last 6 months
- Permanently employed or a contract worker at an approved company or organisation with valid contract
- Your salary must be paid into a Stanbic IBTC Bank account
- You should earn a minimum net monthly income of N50 000
- Pass all relevant credit checks and loan approval
-
What you get
-
How to get it
- A personal loan with the option to revolve your loan when 15% of the full amount has been repaid.
- Monthly electronic statements
- On approval, money will be paid directly into your salary account
To apply for an unsecured personal loan, you must be:
- 21 or older and under the age of 60 by the end of the repayment tenor
- A Nigerian citizen with permanent residency
- Employed by your current employer for at least the last 6 months
- Permanently employed or a contract worker at an approved company or organisation with valid contract
- Your salary must be paid into a Stanbic IBTC Bank account
- You should earn a minimum net monthly income of N50 000
- Pass all relevant credit checks and loan approval
Frequently Asked Questions
Everything you need to know about the Home Loan Product
Other loans you might be interested in
Secured term loan
A term loan can help you cover the unexpected expenses of life.
Ez Cash Loan
Some needs can’t wait. Apply for an instant loan from the comfort of your home.
Vehicle and Asset Finance
Finance a new or used car, solar power solutions for your home.
Device Financing
Easy buy device finance loan product is tailored to meet the needs of individuals who desire to buy or upgrade their smartphone devices without breaking the bank.