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Unsecured Loans

Unsecured Personal Loans

Our unsecured personal loan is medium to long term loans and gives you access to funds to meet your personal needs such as household equipment, Educational expenses, car maintenance, house rent at anytime with flexible payment plan.

Some of our benefits

Updates

Monthly statements to track the progress of your loan repayments

Simple

Apply, and on approval, funds will be paid directly into your main account

Affordable

Get a competitive interest rate

Access to funds

Get access again to funds when you have repaid 15% of the loan amount
How to get it
  • You must have been with your current employer for six months or longer.
  • Your salary must be paid into an account held with us.
  • You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
  • You have to be a Nigerian citizen with permanent residency.
  • You should earn a minimum net monthly income of N20 000.
  • Must be 21 years or older (but not older than 60 years on expiration of the facility).
  • You must have a satisfactory credit bureau report.  
What you get
  • A personal loan with the option to revolve your loan when 15% of the full amount has been re-paid.
  • Monthly electronic statements
  • On approval, money will be paid directly into your salary account
  • How to get it
  • What you get
  • You must have been with your current employer for six months or longer.
  • Your salary must be paid into an account held with us.
  • You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
  • You have to be a Nigerian citizen with permanent residency.
  • You should earn a minimum net monthly income of N20 000.
  • Must be 21 years or older (but not older than 60 years on expiration of the facility).
  • You must have a satisfactory credit bureau report.  
  • A personal loan with the option to revolve your loan when 15% of the full amount has been re-paid.
  • Monthly electronic statements
  • On approval, money will be paid directly into your salary account
We also offer
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MaxYield Account

Accelerate your savings with the option of partial withdrawals for emergencies along the way

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Internet Banking

We provide a safe and secured environment for you to make transfers, payments and track your account easily with our internet banking anytime and anywhere. Register or log on to our internet banking now.