Unsecured Loans
Our unsecured personal loan is a medium- to long-term loan, that gives you access to funds to meet your personal needs.
N 20 000
Min. Monthly Income
Flexible
Terms
Some of our benefits
Simple
If approved, funds will be paid directly into your account
Affordable
Get a competitive interest rate
Access to funds
Re-access funds once you’ve repaid 15% of the loan amount
Updates
Get monthly statements to track your progress
What you get
- A personal loan with the option to revolve your loan when 15% of the full amount has been repaid.
- Monthly electronic statements
- On approval, money will be paid directly into your salary account
How to get it
To apply for an unsecured personal loan, you must be:
- 21 or older and under the age of 60 by the end of the repayment tenor
- A Nigerian citizen with permanent residency
- Employed by your current employer for at least the last 6 months
- Permanently employed or a contract worker at an approved company or organisation with valid contract
- Your salary must be paid into a Stanbic IBTC Bank account
- You should earn a minimum net monthly income of N50 000
- Pass all relevant credit checks and loan approval
-
What you get
-
How to get it
- A personal loan with the option to revolve your loan when 15% of the full amount has been repaid.
- Monthly electronic statements
- On approval, money will be paid directly into your salary account
To apply for an unsecured personal loan, you must be:
- 21 or older and under the age of 60 by the end of the repayment tenor
- A Nigerian citizen with permanent residency
- Employed by your current employer for at least the last 6 months
- Permanently employed or a contract worker at an approved company or organisation with valid contract
- Your salary must be paid into a Stanbic IBTC Bank account
- You should earn a minimum net monthly income of N50 000
- Pass all relevant credit checks and loan approval
Frequently Asked Questions
Got a question about our Unsecured Loan? View our commonly asked questions
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