EZ Cash Instant Loan
Some needs can't wait, apply for instant loan from the comfort of your home
Some needs can’t wait. Apply for an instant loan from the comfort of your home. Get a personal loan of up to N7.5 million and up to 24 months to repay.
*Terms and Conditions apply
Some of the benefits
Quick approval
Get approved in minutes and instant access to funds
No collateral
You don’t need collateral to access an EZ Cash Loan
Flexible repayment terms
Get up to 24 months to repay your loan
Easy application
Apply online in minutes, in the app, on Internet Banking or by dialling *909*44#
What you get
- Instant access to funds ranging from N20 000 up to N7.5 million*
- A convenient prepayment terms of up to 24 months*
- No penalty fees when you pay off your loan early
- An interest rate of 4% per month
*Terms and Conditions apply
How to get it
You can get EZCash now, apply on the Stanbic IBTC App, Internet Banking or by dialling *909*44#
To apply, you’ll need:
- A salaried (domiciled) account with Stanbic IBTC Bank
- Your Stanbic IBTC Bank account must be active for a minimum of 6 months
- Aged between 18 and 59
- No record of writing dud cheques
- Pass all relevant credit checks and loan approvals
For more information, you can send an email to [email protected]
What it costs
- A fixed interest rate of 4% per month
- An account management fee of 1% of the loan amount
- Value Added Tax (VAT) of 7.5% on account management fee
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What you get
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How to get it
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What it costs
- Instant access to funds ranging from N20 000 up to N7.5 million*
- A convenient prepayment terms of up to 24 months*
- No penalty fees when you pay off your loan early
- An interest rate of 4% per month
*Terms and Conditions apply
You can get EZCash now, apply on the Stanbic IBTC App, Internet Banking or by dialling *909*44#
To apply, you’ll need:
- A salaried (domiciled) account with Stanbic IBTC Bank
- Your Stanbic IBTC Bank account must be active for a minimum of 6 months
- Aged between 18 and 59
- No record of writing dud cheques
- Pass all relevant credit checks and loan approvals
For more information, you can send an email to [email protected]
- A fixed interest rate of 4% per month
- An account management fee of 1% of the loan amount
- Value Added Tax (VAT) of 7.5% on account management fee
Frequently Asked Questions
How do I qualify for this loan?
You must have an active account that is at least 6 months old with the bank. You should be at least 18 years old as at the loan application date and maximum of 59 years. You must not have any history of dud cheques. You must have satisfactory credit reports.
What factors affect my loan limit?
Your loan limit will depend on your average monthly income and the monthly loan repayments on existing loans (if any).
How many times can I borrow?
You can borrow as many times as you require, provided the cumulative sum of total amounts borrowed does not exceed your maximum assigned limit
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