EZ Cash Instant Loan
Some needs can't wait, apply for instant loan from the comfort of your home

Some needs can’t wait. Apply for an instant loan from the comfort of your home. Get a personal loan of up to N7.5 million and up to 24 months to repay.
*Terms and Conditions apply
Some of the benefits
Quick approval
No collateral
Flexible repayment terms
Easy application
- Instant access to funds ranging from N20 000 up to N7.5 million*
- A convenient prepayment terms of up to 24 months*
- No penalty fees when you pay off your loan early
- An interest rate of 4% per month
*Terms and Conditions apply
To apply, you’ll need:
- A salaried (domiciled) account with Stanbic IBTC Bank
- Your Stanbic IBTC Bank account must be active for a minimum of 6 months
- Aged between 18 and 59
- No record of writing dud cheques
- Pass all relevant credit checks and loan approvals
For more information, you can send an email to [email protected]
- A fixed interest rate of 4% per month
- An account management fee of 1% of the loan amount
- Value Added Tax (VAT) of 7.5% on account management fee
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What you get
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How to get it
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What it costs
- Instant access to funds ranging from N20 000 up to N7.5 million*
- A convenient prepayment terms of up to 24 months*
- No penalty fees when you pay off your loan early
- An interest rate of 4% per month
*Terms and Conditions apply
To apply, you’ll need:
- A salaried (domiciled) account with Stanbic IBTC Bank
- Your Stanbic IBTC Bank account must be active for a minimum of 6 months
- Aged between 18 and 59
- No record of writing dud cheques
- Pass all relevant credit checks and loan approvals
For more information, you can send an email to [email protected]
- A fixed interest rate of 4% per month
- An account management fee of 1% of the loan amount
- Value Added Tax (VAT) of 7.5% on account management fee
You must have an active account that is at least 6 months old with the bank. You should be at least 18 years old as at the loan application date and maximum of 59 years. You must not have any history of dud cheques. You must have satisfactory credit reports.
Your loan limit will depend on your average monthly income and the monthly loan repayments on existing loans (if any).
You can borrow as many times as you require, provided the cumulative sum of total amounts borrowed does not exceed your maximum assigned limit