Get an EZ Cash Loan
Stanbic IBTC EZ Cash is an instant loan tailored for you
Some needs can’t wait. Apply for an instant loan from the comfort of your home. Get a personal loan of up to N7.5 million and up to 24 months to repay.
*Terms and Conditions apply
Some of the benefits
Quick approval
Get approved in minutes and instant access to funds
No collateral
You don’t need collateral to access an EZ Cash Loan
Flexible repayment terms
Get up to 24 months to repay your loan
Easy application
Apply online in minutes, in the app, on Internet Banking or by dialling *909*44#
What you get
- Instant access to funds ranging from N20 000 up to N7.5 million*
- A convenient prepayment terms of up to 24 months*
- No penalty fees when you pay off your loan early
- An interest rate of 4% per month
*Terms and Conditions apply
How to get it
You can get EZCash now, apply on the Stanbic IBTC App, Internet Banking or by dialling *909*44#
To apply, you’ll need:
- A salaried (domiciled) account with Stanbic IBTC Bank
- Your Stanbic IBTC Bank account must be active for a minimum of 6 months
- Aged between 18 and 59
- No record of writing dud cheques
- Pass all relevant credit checks and loan approvals
For more information, you can send an email to [email protected]
What it costs
- A fixed interest rate of 4% per month
- An account management fee of 1% of the loan amount
- Value Added Tax (VAT) of 7.5% on account management fee
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What you get
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How to get it
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What it costs
- Instant access to funds ranging from N20 000 up to N7.5 million*
- A convenient prepayment terms of up to 24 months*
- No penalty fees when you pay off your loan early
- An interest rate of 4% per month
*Terms and Conditions apply
You can get EZCash now, apply on the Stanbic IBTC App, Internet Banking or by dialling *909*44#
To apply, you’ll need:
- A salaried (domiciled) account with Stanbic IBTC Bank
- Your Stanbic IBTC Bank account must be active for a minimum of 6 months
- Aged between 18 and 59
- No record of writing dud cheques
- Pass all relevant credit checks and loan approvals
For more information, you can send an email to [email protected]
- A fixed interest rate of 4% per month
- An account management fee of 1% of the loan amount
- Value Added Tax (VAT) of 7.5% on account management fee
Frequently Asked Questions
How much can I borrow with an EZ Cash Loan?
Your loan limit will depend on your average monthly income and your existing loan repayments (if you have any).
How many times can I take out an EZ Cash Loan?
You can take out an EZ Cash Loan as many times as you need, provided the total amounts borrowed does not exceed your maximum loan limit.
What is the repayment term?
You can choose a repayment term of 1 to 24 months.
We also offer
Unsecured Personal Loan
Borrow without collateral
Secured Personal Loan
Borrow with collateral
Smart Loan
Borrow up to N20M if you have a mutual fund account