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Home loan

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Get the house of your dreams with the Stanbic IBTC Home Loan, a flexible home financing solution that is available to business owners and salaried individuals with monthly, quarterly, biannual, and annual repayments options.

Some of the benefits

Easy access

It is fast and convenient to apply for a home loan.

Easy terms

20 years to repay your home loan

Assistance

Help and advice from our team of property experts

Flexibility

Choose to repay your loan monthly, quarterly or twice a year
What you get
  • Purchase a completed residential unit.
  • Purchase an off-plan unit through any of the bank’s approved developers
  • Raise equity on existing property.
  • Purchase properties across a range of locations
  • Repayment plan of up to 20 years.
  • Monthly, quarterly, biannual, and annual repayments options
  • Joint Mortgage options along with spouse, child, parent or sibling
How to get it
  • Completed Home Loan application form
  • Offer letter for sale from vendor.
  • Copy of company (work) ID card.
  • Copy of valid photo identification (Int’l passport and driver’s license).
  • Letter of introduction from employer (stating salary and confirmation status).
  • Copy of the title documents to the property.
  • Valuation report from any of the Bank’s approved Valuer.
  • Satisfactory search report.
  • Recent three  months’ pay slips.
  • Recent 6 months’ bank statements with evidence of salary payment.
  • What you get
  • How to get it
  • Purchase a completed residential unit.
  • Purchase an off-plan unit through any of the bank’s approved developers
  • Raise equity on existing property.
  • Purchase properties across a range of locations
  • Repayment plan of up to 20 years.
  • Monthly, quarterly, biannual, and annual repayments options
  • Joint Mortgage options along with spouse, child, parent or sibling
  • Completed Home Loan application form
  • Offer letter for sale from vendor.
  • Copy of company (work) ID card.
  • Copy of valid photo identification (Int’l passport and driver’s license).
  • Letter of introduction from employer (stating salary and confirmation status).
  • Copy of the title documents to the property.
  • Valuation report from any of the Bank’s approved Valuer.
  • Satisfactory search report.
  • Recent three  months’ pay slips.
  • Recent 6 months’ bank statements with evidence of salary payment.
Pricing Guide in line with CBN Guide to Bank Charges by Banks and other financial institutions effective 1 January 2021.
2021-01-03
345KB
PDF
Pricing Guide in line with CBN Guide to Bank Charges by Banks and other financial institutions effective 1 January 2021.
2022-08-15
258KB
PDF
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