Home loan
Get the house of your dreams with the Stanbic IBTC Home Loan, a flexible home financing solution that is available to business owners and salaried individuals with monthly, quarterly, biannual, and annual repayments options.
Personalised
Interest rate
20 years
Max. Months to repay
N 3 000 000
Min loan amount
N 200 000
Net Monthly income
Some of the benefits
Easy access
It is fast and convenient to apply for a home loan
Easy terms
20 years to repay your home loan
Assistance
Help and advice from our team of property experts
Flexibility
Choose to repay your loan monthly, quarterly or twice a year
What you get
- Purchase a completed residential unit.
- Purchase an off-plan unit through any of the bank’s approved developers
- Raise equity on an existing property.
- Purchase properties across a range of locations
- Repayment plan of up to 20 years.
- Monthly, quarterly, biannual, and annual repayments options
- Joint Mortgage options along with spouse
How to get it
- Completed Home Loan application form
- Offer letter for sale from vendor.
- Copy of company (work) ID card.
- Copy of valid photo identification (Int’l passport and driver’s license).
- Letter of introduction from employer (stating salary and confirmation status).
- Copy of the title documents to the property.
- Valuation report from any of the Bank’s approved Valuer.
- Satisfactory search report.
- Recent three months’ pay slips.
- Recent 6 months’ bank statements with evidence of salary payment.
-
What you get
-
How to get it
- Purchase a completed residential unit.
- Purchase an off-plan unit through any of the bank’s approved developers
- Raise equity on an existing property.
- Purchase properties across a range of locations
- Repayment plan of up to 20 years.
- Monthly, quarterly, biannual, and annual repayments options
- Joint Mortgage options along with spouse
- Completed Home Loan application form
- Offer letter for sale from vendor.
- Copy of company (work) ID card.
- Copy of valid photo identification (Int’l passport and driver’s license).
- Letter of introduction from employer (stating salary and confirmation status).
- Copy of the title documents to the property.
- Valuation report from any of the Bank’s approved Valuer.
- Satisfactory search report.
- Recent three months’ pay slips.
- Recent 6 months’ bank statements with evidence of salary payment.
Do you have up to 60months Retirement Savings Account (RSA) Contribution?
Then, you can easily apply for the Pension-Backed Mortgage.
Pricing Guide in line with CBN guide to Bank charges by Banks and other financial institutions effective 01 January 2023.
Pricing Guide in line with CBN guide to Bank charges by Banks and other financial institutions effective 01 January 2023.
We also offer
Mobile App
Download Stanbic IBTC mobile app today! Get access to your financial solutions all in one app.
CHESS Account
The flexible CHESS account makes every Naira count for you and your child.