Vehicle and Asset Finance
Finance a new or used car, solar power solutions for your home, electronics or household appliances with our Vehicle and Asset Finance option.
Some of the benefits
Affordability
Take advantage of competitive interest rates
More options
Choose from a wide range of Stanbic IBTC Bank approved dealers and vendors
Flexibility
Repayment tenor: up to 5 years for car loan; 3 years for Generator; 2 years for Household Appliances; and up to 12 months for Phones and Laptops.
Updates
Monthly electronic statements to track your repayments
What you get
Take advantage of competitive interest rates and use your loan to finance:
- A new or pre-owned car with up to 5 years to repay your loan
- Inverters and solar solutions with a loan repayment tenor of up to 24 months
- Generators with a loan repayment tenor of up to 36 months
-
Phone and Laptop loan repayment tenor of up to 12 months.
- Electronics and household appliances with up to 24 months to repay your loan
- Enjoy Group Scheme for your employees.
What it costs
You’ll need 10% of the asset value as an equity contribution for the loan
How to get it
Check your eligibility to apply for a Vehicle and Asset Finance here
Begin your loan application process by downloading the application form here .
When applying for your loan, you will need:
- A salaried bank account with Stanbic IBTC Bank
- Proof of income or evidence of salary
-
A proforma invoice (preferably from a Stanbic IBTC Bank partner dealer or vendor)
Additional information:
- Used vehicles over 20 years old and with a mileage of over 120 000 km can’t be financed
- Only Brand-new Assets is financed for;
- Generators
- Household Appliances
- Inverter, solar panel and batteries
- Phone and Laptops
The completed application form and supporting documents should be sent to [email protected] or submitted at the nearest Stanbic IBTC Bank branch in your location.
-
What you get
-
What it costs
-
How to get it
Take advantage of competitive interest rates and use your loan to finance:
- A new or pre-owned car with up to 5 years to repay your loan
- Inverters and solar solutions with a loan repayment tenor of up to 24 months
- Generators with a loan repayment tenor of up to 36 months
-
Phone and Laptop loan repayment tenor of up to 12 months.
- Electronics and household appliances with up to 24 months to repay your loan
- Enjoy Group Scheme for your employees.
You’ll need 10% of the asset value as an equity contribution for the loan
Check your eligibility to apply for a Vehicle and Asset Finance here
Begin your loan application process by downloading the application form here .
When applying for your loan, you will need:
- A salaried bank account with Stanbic IBTC Bank
- Proof of income or evidence of salary
-
A proforma invoice (preferably from a Stanbic IBTC Bank partner dealer or vendor)
Additional information:
- Used vehicles over 20 years old and with a mileage of over 120 000 km can’t be financed
- Only Brand-new Assets is financed for;
- Generators
- Household Appliances
- Inverter, solar panel and batteries
- Phone and Laptops
The completed application form and supporting documents should be sent to [email protected] or submitted at the nearest Stanbic IBTC Bank branch in your location.
Vehicles
Stanbic IBTC Bank approved list of vehicle dealers
Inverters
Stanbic IBTC Bank approved list of inverter dealers
Household appliances
Stanbic IBTC Bank approved list of household appliances
Phones and laptops
Stanbic IBTC Bank approved list of phone and laptop dealers
Generators
Stanbic IBTC Bank approved list of generator dealers
Do you own a business?
Learn more about the Vehicle and Asset Financing options available for your business
Frequently Asked Questions
Got a question about the Vehicle and Asset Financing? View our commonly asked questions.
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