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Device Financing

Easy buy device finance loan product is tailored to meet the needs of individuals who desire to buy or upgrade their smartphone devices without breaking the bank.

Some of our benefits

Accessibility

Access to latest smartphones

Affordability

Enjoy smartphones purchase worth up to N300,000

Convenience

Seamless process

Flexibility

Repayment is monthly and available to all Nigerians, whether self-employed or salaried

Accessibility

Access to latest smartphones

Affordability

Enjoy smartphones purchase worth up to N300,000

Convenience

Seamless process

Flexibility

Repayment is monthly and available to all Nigerians, whether self-employed or salaried
What it cost
Low down payment as loan installment 
What you get
  • Access to the latest smartphone
  • Improve affordability and accessibility
  • Convenience
  • Flexible financing options
  • Low down payments
  • Affordable monthly installments
How to get it
  • Visit any Easybuy retail store (see locations here)      
  • Selection of preferred phone and expression of interest in Easybuy Financing
  • Provision of phone number for profiling on Easybuy algorithm
  • The instore agent notifies the customer of their down payment and other requirements
  • Customer provides their BVN, debit/credit card details, valid ID card and reference number.
  • The customer selects preferred tenor and agent notify customer of the monthly repayment
  • The algorithm suggests the customer’s down payment
  • The customer is shown the terms on the device of the agent
  • The down payment is made into Easybuy’s designated account through a transfer
  • The agent installs Easybuy’s software on the phone
  • The agent releases phone to customer
  • The agent and customer snap picture holding the phone as proof of purchase​​​​​​
  • What it cost
  • What you get
  • How to get it
Low down payment as loan installment 
  • Access to the latest smartphone
  • Improve affordability and accessibility
  • Convenience
  • Flexible financing options
  • Low down payments
  • Affordable monthly installments
  • Visit any Easybuy retail store (see locations here)      
  • Selection of preferred phone and expression of interest in Easybuy Financing
  • Provision of phone number for profiling on Easybuy algorithm
  • The instore agent notifies the customer of their down payment and other requirements
  • Customer provides their BVN, debit/credit card details, valid ID card and reference number.
  • The customer selects preferred tenor and agent notify customer of the monthly repayment
  • The algorithm suggests the customer’s down payment
  • The customer is shown the terms on the device of the agent
  • The down payment is made into Easybuy’s designated account through a transfer
  • The agent installs Easybuy’s software on the phone
  • The agent releases phone to customer
  • The agent and customer snap picture holding the phone as proof of purchase​​​​​​
Frequently Asked Questions (FAQs)
I bought a device, and I am not aware that an account will be opened for me by StanbicIBTC

Stanbic IBTC and Newedge Finance Limited are in partnership, where Stanbic IBTC finance purchase of mobile devices through Easybuy. During Onboarding of customer on the Easybuy app at the store, if the customer does not have an account with Stanbic IBTC, there is a pop up for customers consent to account opening and an account is generated.

I cannot withdraw the fund in my account

Customer can have access to the funds in their accounts and can withdraw through the Stanbic IBTC our mobile app, internet banking, USSD or walk into any of the branches  

I have made full payment for my device, but I am still getting loan payment notification

Easybuy collates all repayment from customers and remits 1st of Every month. When a customer pays in full to Easybuy, Easybuy holds the funds till 1st of the month then remits
I have paid to the bank but Easybuy but did not recognise it
Loan Repayments should be paid to Easybuy directly. Where customer pays into their accounts, they can withdraw or transfer repayment to Easybuy
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