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HYCA Gold

High Yield Current Account

HYCA Gold

A personal account for professionals on the move, the HYCA Gold account gives you the features of a current account with the benefits of a savings account

Some of the benefits

Personalized service

You get a dedicated Executive Banking relationship manager

Digital banking

Access to our full suite of digital banking solutions

Competitive interest rates

Enjoy up to 0.5% interest per annum on your account balance

24/7 Support

Multilingual customer care centres via phone, email and social media
What You Get

The HYCA Gold account works best with a minimum monthly balance of N500 000

  • Up to 0.5% interest on account balances*
  • Zero current Account Maintenance fees*
  • LoungeKey® membership and access to over 800 premium airport lounges
  • Free customised Gold cheque book Gold debit and credit cards
  • Offshore banking on demand
  • Dedicated Executive Banking relationship manager
  • Executive Express services at select branches nationwide

* Applicable to a minimum monthly balance of N500 000.

What It Costs
  • A minimum opening balance of N500 000
  • A monthly membership fee of N2 500 (applicable monthly) will be charged if the daily balance is less than N500 000
  • N500,000 to N999,999.99 has an interest of 0.1% p.a
  • N1,000,000 to N4,999,999.99 has an interest of 0.25% p.a
  • N5,000,000 and above  has an interest of 0.5% p.a

See product pricing guide on page below

How To Get It
  • Ensure an opening Balance of N500 000
  • Completed account application form
  • 2 passport photos
  • Bank Verification Number of account holder (s)
  • Valid means of ID- a voter’s card, international passport or a driver's license

 

  • What You Get
  • What It Costs
  • How To Get It

The HYCA Gold account works best with a minimum monthly balance of N500 000

  • Up to 0.5% interest on account balances*
  • Zero current Account Maintenance fees*
  • LoungeKey® membership and access to over 800 premium airport lounges
  • Free customised Gold cheque book Gold debit and credit cards
  • Offshore banking on demand
  • Dedicated Executive Banking relationship manager
  • Executive Express services at select branches nationwide

* Applicable to a minimum monthly balance of N500 000.

  • A minimum opening balance of N500 000
  • A monthly membership fee of N2 500 (applicable monthly) will be charged if the daily balance is less than N500 000
  • N500,000 to N999,999.99 has an interest of 0.1% p.a
  • N1,000,000 to N4,999,999.99 has an interest of 0.25% p.a
  • N5,000,000 and above  has an interest of 0.5% p.a

See product pricing guide on page below

  • Ensure an opening Balance of N500 000
  • Completed account application form
  • 2 passport photos
  • Bank Verification Number of account holder (s)
  • Valid means of ID- a voter’s card, international passport or a driver's license

 

Stanbic IBTC Bank Pricing Guide 2020
Pricing Guide in line with CBN Guide to Bank Charges by Banks and other financial institutions effective 1 January 2020.
2020 10 15
344KB
PDF
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