Personal Current Account
Bank accounts that best suit your lifestyle and financial needs with the freedom to transact on a variety of online platforms wherever you are.

Easy and convenient banking with the Personal Current Account. With access to 24/7 online banking platforms
Some of the benefits
Flexibility
Speed
Cash
Mobility
Existing account holders can issue an instruction to the bank. If you dont already have a current account with us;
- Application form
- Two recent passport photographs of each signatory
- Two suitable references - the referee must have a current account (Personal or Business)
- A valid ID - a voters card, international passport or a driver's license
- Proof of residential address such as electricity, water or waste bills (optional)
- Valid residence permit for non-Nigerians
- Minimum account opening balance of N2 000.
- Electronic Money Transfer Levy of N50 on every transaction above N10,000
- Electronic Money Transfer Levy does not apply to salary accounts
- Debit card issuance charge of N1 075
See product pricing guide on page below
- A MasterCard debit card so you can access your money at any time.
- Online banking platforms to transact 24/7
- Access your account with our mobile app and by USSD - *909#.
- Overdrafts are easy and quick to access.
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How To Get It
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What It Costs
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What You Get
Existing account holders can issue an instruction to the bank. If you dont already have a current account with us;
- Application form
- Two recent passport photographs of each signatory
- Two suitable references - the referee must have a current account (Personal or Business)
- A valid ID - a voters card, international passport or a driver's license
- Proof of residential address such as electricity, water or waste bills (optional)
- Valid residence permit for non-Nigerians
- Minimum account opening balance of N2 000.
- Electronic Money Transfer Levy of N50 on every transaction above N10,000
- Electronic Money Transfer Levy does not apply to salary accounts
- Debit card issuance charge of N1 075
See product pricing guide on page below
- A MasterCard debit card so you can access your money at any time.
- Online banking platforms to transact 24/7
- Access your account with our mobile app and by USSD - *909#.
- Overdrafts are easy and quick to access.