Personal Current Account
Join the banking revolution with easy and convenient 24/7 access to online bank platforms through your personal current account.
Some of the benefits
Exclusive
Access to exclusive discounts through the Stanbic IBTC youth community – “Beyond Dreams”
Free
Access to free BluEdge debit card
Interest
Access to an “always-on” interest rate which will not be forfeited regardless of the number of withdrawals you make
Easy
Zero opening balance
What you get
- A MasterCard debit card so you can access your money at any time.
- Online banking platforms to transact 24/7
- Access your account with our mobile app and by USSD - *909#.
- Overdrafts are easy and quick to access.
What it costs
- Minimum account opening balance of N2,000.
- Electronic Money Transfer Levy of N50 on every transaction above N10,000
- Electronic Money Transfer Levy does not apply to salary accounts
- Debit card issuance charge of N1 075
See product pricing guide on page below
How to get it
Existing account holders can issue an instruction to the Bank. If you dont already have a current account with us;
- Application form
- Two recent passport photographs of each signatory
- Two suitable references - the referee must have a current account (Personal or Business)
- A valid ID - a voters card, international passport or a driver's license
- Proof of residential address such as electricity, water or waste bills (optional)
- Valid residence permit for non-Nigerians
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What you get
-
What it costs
-
How to get it
- A MasterCard debit card so you can access your money at any time.
- Online banking platforms to transact 24/7
- Access your account with our mobile app and by USSD - *909#.
- Overdrafts are easy and quick to access.
- Minimum account opening balance of N2,000.
- Electronic Money Transfer Levy of N50 on every transaction above N10,000
- Electronic Money Transfer Levy does not apply to salary accounts
- Debit card issuance charge of N1 075
See product pricing guide on page below
Existing account holders can issue an instruction to the Bank. If you dont already have a current account with us;
- Application form
- Two recent passport photographs of each signatory
- Two suitable references - the referee must have a current account (Personal or Business)
- A valid ID - a voters card, international passport or a driver's license
- Proof of residential address such as electricity, water or waste bills (optional)
- Valid residence permit for non-Nigerians