Personal Current Account
Bank accounts that best suit your lifestyle and financial needs with the freedom to transact on a variety of online platforms wherever you are.
Some of the benefits
Flexibility
Pay in cheques and dividend warrants and 3rd party withdrawals
Speed
Bank online anytime, anywhere
Cash
Apply for an overdraft in minutes
Mobility
Download the app. No need to go into a branch
How To Get It
Existing account holders can issue an instruction to the bank. If you dont already have a current account with us;
- Application form
- Two recent passport photographs of each signatory
- Two suitable references - the referee must have a current account (Personal or Business)
- A valid ID - a voters card, international passport or a driver's license
- Proof of residential address such as electricity, water or waste bills (optional)
- Valid residence permit for non-Nigerians
What It Costs
- Minimum account opening balance of N2 000.
- Electronic Money Transfer Levy of N50 on every transaction above N10,000
- Electronic Money Transfer Levy does not apply to salary accounts
- Debit card issuance charge of N1 075
See product pricing guide on page below
What You Get
- A MasterCard debit card so you can access your money at any time.
- Online banking platforms to transact 24/7
- Access your account with our mobile app and by USSD - *909#.
- Overdrafts are easy and quick to access.
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How To Get It
-
What It Costs
-
What You Get
Existing account holders can issue an instruction to the bank. If you dont already have a current account with us;
- Application form
- Two recent passport photographs of each signatory
- Two suitable references - the referee must have a current account (Personal or Business)
- A valid ID - a voters card, international passport or a driver's license
- Proof of residential address such as electricity, water or waste bills (optional)
- Valid residence permit for non-Nigerians
- Minimum account opening balance of N2 000.
- Electronic Money Transfer Levy of N50 on every transaction above N10,000
- Electronic Money Transfer Levy does not apply to salary accounts
- Debit card issuance charge of N1 075
See product pricing guide on page below
- A MasterCard debit card so you can access your money at any time.
- Online banking platforms to transact 24/7
- Access your account with our mobile app and by USSD - *909#.
- Overdrafts are easy and quick to access.
Pricing Guide in line with CBN Guide to Bank Charges by Banks and other financial institutions effective 01 January 2024.
Pricing Guide in line with CBN Guide to Bank Charges by Banks and other financial institutions effective 01 January 2024.
We also offer
Fixed Deposit Account
If you have a lump sum of money to invest and desire amazing returns on it, then our Fixed Deposit Account is perfect for you. With our Fixed Deposit Account, you can earn more interest on your deposits from a period as short as 30 days to up to a full year.
MaxYield Account
Accelerate your savings with the option of partial withdrawals for emergencies along the way