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Personal Current Account

Bank accounts that best suit your lifestyle and financial needs with the freedom to transact on a variety of online platforms wherever you are.

current account banner

Easy and convenient banking with the Personal Current Account. With access to 24/7 online banking platforms

Some of the benefits

Flexibility

Pay in cheques and dividend warrants and 3rd party withdrawals

Speed

Bank online anytime, anywhere

Cash

Apply for an overdraft in minutes

Mobility

Download the app. No need to go into a branch
How To Get It

Existing account holders can issue an instruction to the bank. If you dont already have a current account with us;

  • Application form
  • Two recent passport photographs of each signatory
  • Two suitable references - the referee must have a personal current account
  • A valid ID - a voters card, international passport or a driver's license
  • Proof of residential address such as electricity, water or waste bills
  • Valid residence permit for non-Nigerians
What It Costs
  • Minimum account opening balance of N10 000.
  • Central Bank of Nigeria stamp duty charge of N50 on every transaction above N1 000
  • Stamp duty charge does not apply to salary accounts
  • Debit card issuance charge of N1 050

See product pricing guide on page below

What You Get
  • A MasterCard debit card so you can access your money at any time.
  • Online banking platforms to transact 24/7
  • Access your account with our mobile app and by USSD - *909#.
  • Overdrafts are easy and quick to arrange.
  • How To Get It
  • What It Costs
  • What You Get

Existing account holders can issue an instruction to the bank. If you dont already have a current account with us;

  • Application form
  • Two recent passport photographs of each signatory
  • Two suitable references - the referee must have a personal current account
  • A valid ID - a voters card, international passport or a driver's license
  • Proof of residential address such as electricity, water or waste bills
  • Valid residence permit for non-Nigerians
  • Minimum account opening balance of N10 000.
  • Central Bank of Nigeria stamp duty charge of N50 on every transaction above N1 000
  • Stamp duty charge does not apply to salary accounts
  • Debit card issuance charge of N1 050

See product pricing guide on page below

  • A MasterCard debit card so you can access your money at any time.
  • Online banking platforms to transact 24/7
  • Access your account with our mobile app and by USSD - *909#.
  • Overdrafts are easy and quick to arrange.
Stanbic IBTC Bank Pricing Guide 2020
Pricing Guide in line with CBN Guide to Bank Charges by Banks and other financial institutions effective 1 January 2020.
2020 01 01
450KB
PDF
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