Visa Platinum US Dollar Credit Card
A premium credit card with access to 5-star offerings
N
1075
Card issuance fee
55 days
Interest free
2.5%
Interest rate per month
Some of the benefits
Save
Up to 55 days interest free purchases
Premium offers
Premium services for cardholders
Global
Get cash from any ATM worldwide
Convenience
Make repayments easily with Stanbic IBTC internet banking
What you get
- A revolving line of credit to pay for goods and services and get access cash
- Accessible via ATM, POS and web. Allows you get cash whenever you need it at ATMs worldwide
- Up to 55 days interest free purchases
- Denominated in USD and linked to a USD account for repayment
- Chip and PIN enabled for optimal security
- Online protection for your web transactions with Verified by Visa®
- 3 year card validity
- Free medical and legal referral during international travels
- Exciting offers and discounts when you spend locally
- 24 hour contact center support
Additional benefits
- Extended warranty and purchase protection
- Priority Pass® which gives access to over 700 international and local airport lounges (sold separately)
- Discount on personal fast track services at over 380 international airports
- Exclusive benefits at over 900 hotels around the world
What it costs
- Issuance Fee - N 1075
- Maintenance Fee - $ 10.75 (VAT inclusive)
- International ATM Withdrawal - $2.5 per withdrawal
- Interest Fees - 2.5%
- Management Fee - 1% (+VAT) at issuance renewal and limit increase
- Penal Fees - 1% (+VAT) of overdue limit
- N1075 New card fee
- Management fee of 1% of limit at issuance, renewal or increase
- Interest rate 2.5% per month
- Annual service charge - $20+VAT
Transaction Limits
- Daily ATM withdrawals – $1 000
- Daily web limit- $20 000
- Daily POS limit – $50 000
- At least 1 month salaried banking relationship with Stanbic IBTC Bank
- 6 months banking relationship with any other bank in Nigeria
- Credit card application form
- Valid means of ID
- Proof of employment and address verification
- Salary domiciliation
- Available as a cash-backed credit card
-
What you get
-
Additional benefits
-
What it costs
- A revolving line of credit to pay for goods and services and get access cash
- Accessible via ATM, POS and web. Allows you get cash whenever you need it at ATMs worldwide
- Up to 55 days interest free purchases
- Denominated in USD and linked to a USD account for repayment
- Chip and PIN enabled for optimal security
- Online protection for your web transactions with Verified by Visa®
- 3 year card validity
- Free medical and legal referral during international travels
- Exciting offers and discounts when you spend locally
- 24 hour contact center support
- Extended warranty and purchase protection
- Priority Pass® which gives access to over 700 international and local airport lounges (sold separately)
- Discount on personal fast track services at over 380 international airports
- Exclusive benefits at over 900 hotels around the world
- Issuance Fee - N 1075
- Maintenance Fee - $ 10.75 (VAT inclusive)
- International ATM Withdrawal - $2.5 per withdrawal
- Interest Fees - 2.5%
- Management Fee - 1% (+VAT) at issuance renewal and limit increase
- Penal Fees - 1% (+VAT) of overdue limit
- N1075 New card fee
- Management fee of 1% of limit at issuance, renewal or increase
- Interest rate 2.5% per month
- Annual service charge - $20+VAT
Transaction Limits
- Daily ATM withdrawals – $1 000
- Daily web limit- $20 000
- Daily POS limit – $50 000
- At least 1 month salaried banking relationship with Stanbic IBTC Bank
- 6 months banking relationship with any other bank in Nigeria
- Credit card application form
- Valid means of ID
- Proof of employment and address verification
- Salary domiciliation
- Available as a cash-backed credit card