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Visa Platinum Naira Credit Card

Visa Platinum NGN Card Banner

A premium Stanbic credit card with access to 5-star offerings

Some of the benefits

Save

Up to 55 days interest free purchases

Premium offers

Premium services for cardholders

Global

Get cash from any ATM worldwide

Convenience

Make repayments easily with Stanbic IBTC internet banking
What you get
  • A revolving line of credit to pay for goods and services and get access cash
  • Accessible via ATM, POS and web. Allows you get cash whenever you need it at ATMs locally
  • Up to 55 days interest free purchases
  • Denominated in NGN and linked to a NGN account for repayment
  • Chip and PIN enabled for optimal security
  • Online protection for your web transactions with Verified by Visa®
  • 3 year card validity
  • Free medical and legal referral during international travels
  • Exciting offers and discounts when you spend locally
  • 24 hour contact center support
     
Additional benefits
  • Extended warranty and purchase protection 
  • Priority Pass® which gives access to over 700 international and local airport lounges (sold separately)
  • Discount on personal fast track services at over 380 international airports 
  • Exclusive benefits at over 900 hotels around the world
What it costs
  • N1 075 New card fee
  • Management fee of 1% of limit at issuance, renewal and limit increase
  • Interest rate 2.5% per month
Transaction Limits
  • Daily local ATM withdrawals – N200 000
  • Daily Local POS – N1 500 000
  • Daily Local online – N2 000 000
How to get it
  • At least 1 month salaried banking relationship with Stanbic IBTC Bank
  • 6 months banking relationship with any other bank in Nigeria
  • Credit card application form
  • Valid means of ID
  • Proof of employment and address verification
  • Salary domiciliation Available as a cash-backed credit card
  • What you get
  • Additional benefits
  • What it costs
  • How to get it
  • A revolving line of credit to pay for goods and services and get access cash
  • Accessible via ATM, POS and web. Allows you get cash whenever you need it at ATMs locally
  • Up to 55 days interest free purchases
  • Denominated in NGN and linked to a NGN account for repayment
  • Chip and PIN enabled for optimal security
  • Online protection for your web transactions with Verified by Visa®
  • 3 year card validity
  • Free medical and legal referral during international travels
  • Exciting offers and discounts when you spend locally
  • 24 hour contact center support
     
  • Extended warranty and purchase protection 
  • Priority Pass® which gives access to over 700 international and local airport lounges (sold separately)
  • Discount on personal fast track services at over 380 international airports 
  • Exclusive benefits at over 900 hotels around the world
  • N1 075 New card fee
  • Management fee of 1% of limit at issuance, renewal and limit increase
  • Interest rate 2.5% per month
Transaction Limits
  • Daily local ATM withdrawals – N200 000
  • Daily Local POS – N1 500 000
  • Daily Local online – N2 000 000
  • At least 1 month salaried banking relationship with Stanbic IBTC Bank
  • 6 months banking relationship with any other bank in Nigeria
  • Credit card application form
  • Valid means of ID
  • Proof of employment and address verification
  • Salary domiciliation Available as a cash-backed credit card
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