Visa Platinum Naira Credit Card
A premium Stanbic IBTC credit card with access to 5-star offerings.
N
1075
New Card fee
Up to 55 days
Interest free
3%
Interest rate per month
Some of the benefits
Save
Up to 55 days interest free purchases
Premium offers
Premium services for cardholders
Global
Get cash from any ATM worldwide
Convenience
Make repayments easily with Stanbic IBTC internet banking
What you get
- A revolving line of credit to pay for goods and services and get access to cash
- Accessible via POS and web.
- Up to 55 days of interest-free purchases
- Denominated in NGN and linked to an NGN account for repayment
- Chip and PIN enabled for optimal security
- Online protection for your web transactions with Verified by Visa®
- 3-year card validity
- Free medical and legal referral during international travels
- Exciting offers and discounts when you spend locally
- 24-hour contact centre support
- Transfer directly from your Credit Card into your personal current or savings account within the bank.
Additional benefits
- Extended warranty and purchase protection
- Priority Pass® which gives access to over 700 international and local airport lounges (sold separately)
- Discount on personal fast track services at over 380 international airports
- Exclusive benefits at over 900 hotels around the world
What it costs
- N1,075 New card fee
- Management fee of 1% of limit at issuance, renewal and limit increase
- Interest Fees - 3% monthly
- Daily local ATM withdrawals – N200 000
- Daily POS transactions – N2,000,000
- Daily Transfer limit – N2 000 000
-
Daily Web transactions - N1,500,000
-
Free withdrawals at Stanbic IBTC ATMs, Other Banks ATM – N107.5 (for N20,000 and below) and N215 for withdrawals above N20,000 on Onsite ATMs. Maximum of N645 on Offsite ATMs.
How to get it
- At least 1 month salaried banking relationship with Stanbic IBTC Bank
- 6 months banking relationship with any other bank in Nigeria
- Credit card application form
- Valid means of ID
- Proof of employment and address verification
- Salary domiciliation Available as a cash-backed credit card
-
What you get
-
Additional benefits
-
What it costs
-
How to get it
- A revolving line of credit to pay for goods and services and get access to cash
- Accessible via POS and web.
- Up to 55 days of interest-free purchases
- Denominated in NGN and linked to an NGN account for repayment
- Chip and PIN enabled for optimal security
- Online protection for your web transactions with Verified by Visa®
- 3-year card validity
- Free medical and legal referral during international travels
- Exciting offers and discounts when you spend locally
- 24-hour contact centre support
- Transfer directly from your Credit Card into your personal current or savings account within the bank.
- Extended warranty and purchase protection
- Priority Pass® which gives access to over 700 international and local airport lounges (sold separately)
- Discount on personal fast track services at over 380 international airports
- Exclusive benefits at over 900 hotels around the world
- N1,075 New card fee
- Management fee of 1% of limit at issuance, renewal and limit increase
- Interest Fees - 3% monthly
- Daily local ATM withdrawals – N200 000
- Daily POS transactions – N2,000,000
- Daily Transfer limit – N2 000 000
-
Daily Web transactions - N1,500,000
-
Free withdrawals at Stanbic IBTC ATMs, Other Banks ATM – N107.5 (for N20,000 and below) and N215 for withdrawals above N20,000 on Onsite ATMs. Maximum of N645 on Offsite ATMs.
- At least 1 month salaried banking relationship with Stanbic IBTC Bank
- 6 months banking relationship with any other bank in Nigeria
- Credit card application form
- Valid means of ID
- Proof of employment and address verification
- Salary domiciliation Available as a cash-backed credit card
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