Visa Silver Naira Credit Card
The perfect companion, providing access to secure funds and as a selection of travel, shopping, dining and lifestyle opportunities.
N
1075
New Card fee
Up to 55 days
Interest free
3%
Monthly interest rate
Some of the benefits
Save
Up to 55 days interest free purchases
Perks
Exciting special offers for cardholders
Global
Get cash from any ATM worldwide
Convenience
Make repayments easily with Stanbic IBTC internet banking
What you get
- Gives you access to a revolving line of credit to pay for goods and services
- Accessible via POS and web (Local transactions only)
- Up to 55 days of interest free purchases
- Denominated in Naira and linked to a Naira account for repayment
- Chip and PIN enabled for optimal security
- Online protection for your web transactions with Verified by Visa®
- 3 year card validity
- Exciting offers and discounts when you spend locally.
- 24 hour contact center support
- You can make repayments easily with Stanbic IBTC internet banking
- Transfer directly from your Credit Card into your personal current or savings account within the bank.
What it costs
- Issuance Fee - N 1,075
- Free withdrawals at Stanbic IBTC ATMs, Other Banks ATM – N107.5 (for N20,000 and below) and N215 for withdrawals above N20,000 on Onsite ATMs. Maximum of N645 on Offsite ATMs.
- Interest Fees - 3% monthly
- Management Fee - 1% (+VAT) at issuance renewal and limit increase
- Penal Fees - 1% (+VAT) of overdue limit
- Daily Transfer Limit (NGN) - N500,000
- Daily ATM transactions - N150,000
- Daily POS transactions - N1,000,000
- Daily Web transactions - N500,000
How to get it
- At least 1 month salaried banking relationship with Stanbic IBTC Bank
- 6 months banking relationship with any other bank in Nigeria
- credit card application form
- Valid means of ID
- Proof of employment and address verification
- Salary domiciliation
- Available as a cash-backed credit card
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What you get
-
What it costs
-
How to get it
- Gives you access to a revolving line of credit to pay for goods and services
- Accessible via POS and web (Local transactions only)
- Up to 55 days of interest free purchases
- Denominated in Naira and linked to a Naira account for repayment
- Chip and PIN enabled for optimal security
- Online protection for your web transactions with Verified by Visa®
- 3 year card validity
- Exciting offers and discounts when you spend locally.
- 24 hour contact center support
- You can make repayments easily with Stanbic IBTC internet banking
- Transfer directly from your Credit Card into your personal current or savings account within the bank.
- Issuance Fee - N 1,075
- Free withdrawals at Stanbic IBTC ATMs, Other Banks ATM – N107.5 (for N20,000 and below) and N215 for withdrawals above N20,000 on Onsite ATMs. Maximum of N645 on Offsite ATMs.
- Interest Fees - 3% monthly
- Management Fee - 1% (+VAT) at issuance renewal and limit increase
- Penal Fees - 1% (+VAT) of overdue limit
- Daily Transfer Limit (NGN) - N500,000
- Daily ATM transactions - N150,000
- Daily POS transactions - N1,000,000
- Daily Web transactions - N500,000
- At least 1 month salaried banking relationship with Stanbic IBTC Bank
- 6 months banking relationship with any other bank in Nigeria
- credit card application form
- Valid means of ID
- Proof of employment and address verification
- Salary domiciliation
- Available as a cash-backed credit card
We also offer
Domiciliary Account
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Home loan
Get the house of your dreams with the Stanbic IBTC Home Loan, a flexible home financing solution that is available to business owners and salaried individuals with monthly, quarterly, biannual, and annual repayments options.