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MaxYield Account

Max Yield

Accelerate your savings with the option of partial withdrawals for emergencies along the way

Max Yield Account Benefits

Mobility

Download the app. No need to go into a branch

Options

Optional withdrawals

Flexibility

Pay in cheques and dividend warrants and 3rd party withdrawals

Bonus

Up to 0.5% bonus interest to your savings
How to get it

If you already have another Stanbic IBTC Bank account, you can instruct the bank to open this account for you

  • Application form.
  • Two recent passport photographs of each signatory to the account
  • Signatory’s valid ID (Drivers’ license, International passport, National ID or Voters’ Card).*
  • BVN of all Signatories
What it costs
  • Minimum account opening balance of N10 000.
  • Federal Government of Nigeria stamp duty charge of N50 on every  transaction above N10,000.
  • SMS Charge will be as charged by the Telecommunication network

See our products pricing guide on page below

What you get
  • Third party deposits and withdrawals by cheques into your Max Yield account (Maximum deposit of N2 million and non-clearing 3rd party cheque withdrawals)
  • Cash deposit and withdrawal at any Stanbic IBTC Personal Deposit Machine and ATM respectively
  •  Make payments on the Web and via POS with your debit MasterCard
  • Access to all E-Banking channels
  • Set up direct debits or standing orders for regular bill payments
  • Bonus interest of 0.5% plus 10% of MPR per annum if daily balance is more than N100,000. 
  • Interest of 10% of MPR  per annum if balance is less than N100,000 or more than 1 withdrawal per month.
  • Interest is forfeited at the 5th withdrawal in a month. Interest is paid monthly less 10% withholding tax.
  • How to get it
  • What it costs
  • What you get

If you already have another Stanbic IBTC Bank account, you can instruct the bank to open this account for you

  • Application form.
  • Two recent passport photographs of each signatory to the account
  • Signatory’s valid ID (Drivers’ license, International passport, National ID or Voters’ Card).*
  • BVN of all Signatories
  • Minimum account opening balance of N10 000.
  • Federal Government of Nigeria stamp duty charge of N50 on every  transaction above N10,000.
  • SMS Charge will be as charged by the Telecommunication network

See our products pricing guide on page below

  • Third party deposits and withdrawals by cheques into your Max Yield account (Maximum deposit of N2 million and non-clearing 3rd party cheque withdrawals)
  • Cash deposit and withdrawal at any Stanbic IBTC Personal Deposit Machine and ATM respectively
  •  Make payments on the Web and via POS with your debit MasterCard
  • Access to all E-Banking channels
  • Set up direct debits or standing orders for regular bill payments
  • Bonus interest of 0.5% plus 10% of MPR per annum if daily balance is more than N100,000. 
  • Interest of 10% of MPR  per annum if balance is less than N100,000 or more than 1 withdrawal per month.
  • Interest is forfeited at the 5th withdrawal in a month. Interest is paid monthly less 10% withholding tax.
We also offer
CHESS account
CHESS Account

The flexible CHESS account makes every Naira count for you and your child.

Mobile App_SB_1152373208
Mobile App

Download Stanbic IBTC mobile app today! Get access to your financial solutions all in one app.