Employee Value Banking
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Employee Value Banking (EVB) is a strategic workplace banking solution that enhances employee wellbeing while driving corporate productivity, reducing risk, and improving operational efficiency. Through tailored financial services, we bring smooth digital banking and personalised solutions directly to employees across Nigeria.
Some of our benefits
Live boldly
Enjoy lifestyle benefits, exclusive discounts, and rewarding experiences when you pay with your Stanbic IBTC Debit and Credit Cards.
Grow your money
Build a stronger financial future through our financial fitness programs, smart savings options, and tailored investment solutions
Pursue your dreams
Access fast and affordable loan solutions with our all-in-one lending platform.
Protect your wealth
Prepare for the unforeseen with our unique ‘never lapse’ benefit on insurance, Wills and Trusts
Everything you need to know
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What you get
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How to get it
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What it costs for customers to sign up
Employees
- Access funds before payday through Salary Advance
- Naira and USD credit cards with 0% interest for up to 55 days
- Buy Now, Pay Later offers at selected vendor locations
- Enjoy competitive loan rates on Unsecured Personal Loan, EZ cash, and Smart Loans
- Access to savings and investment solutions
- Home Loans (Mortgage)
- Vehicle and Asset Finance for cars, solar panels and inverters
- Enjoy lifestyle rewards and cashback opportunities
- Protect your family and future through insurance and trustee solutions
Employers
- Competitive loan pricing
- Exclusive banking offers for salaried customers
- Access to our digital banking solutions
- Enhanced employee satisfaction through value-added financial benefits.
- Free employee financial wellness and financial fitness sessions.
- Dedicated relationship management support.
- Access to customised banking solutions for employees.
- Seamless salary payment processing.
- Opportunity to strengthen employee retention through premium banking partnerships.
- Exclusive corporate engagement opportunities and financial advisory support.
How to get it
- For employees and employers, you can sign up by sending an email to [email protected] to get started on this journey with us.
- Activate your digital access via Internet Banking and request your Credit Card with up to 100% of your salary value.
What it costs for customers to sign up
- Zero account opening fee.
- Preferential interest rate as a secured employer name
- Salary Advance interest rate from as low as 5%.
- Loan and credit facilities at competitive interest rates.
Frequently Asked Questions(FAQs)
What is Employee Value Banking (EVB)?
EVB is a tailored banking proposition designed for salaried employees and organisations, offering financial solutions, lifestyle benefits and wealth-building opportunities.
Can my organisation partner with Stanbic IBTC for EVB?
Yes. Organisations can partner with Stanbic IBTC to provide exclusive financial benefits and wellness solutions for their employees.
What documents are required to open a salary account?
Typically:
• Valid means of identification
• Passport photograph
• Utility bill
• Staff ID or employment letter
• BVN/NIN
Learn more about our current accounts
What is Salary Advance?
Salary Advance allows eligible salaried customers to access funds before payday at competitive interest rates . Learn more about Salary Advance.
Who qualifies for Salary Advance?
Eligibility depends on salary payment consistency, account activity, and internal assessment criteria.
Can I access loans through EVB?
Yes. Eligible customers can access personal loans, home loans, and vehicle financing options . Learn more about our loans.
Are there investment opportunities available?
Yes. Customers can access savings and investment solutions tailored to different financial goals and income levels.
Do EVB customers receive financial advisory support?
Yes. Customers benefit from financial fitness training and wealth-building guidance.
Can I access EVB services digitally?
Yes. Customers can conveniently access banking services through Stanbic IBTC digital banking channels. Download theStanbic IBTC mobile application
We also offer
Personal Credit Cards
Get up to 55 days interest free when you get a credit card from us
Salary advance
Salary Advance is a short-term loan available to salaried customer for a maximum period of 30 days or until the next salary pay date, whichever comes first.
Unsecured Loan
Our unsecured personal loan is a medium- to long-term loan, that gives you access to funds to meet your personal needs.
Vehicle and Asset Finance
Finance a new or used car, solar power solutions for your home.