Visa Gold Naira Credit Card
The perfect companion, providing access to secure funds and as a selection of travel, shopping, dining and lifestyle opportunities.
N
1075
Card issuance fee
Up to 55 days
Interest free
3%
Interest rate per month
Some of the benefits
Save
Up to 55 days interest free purchases
Perks
Exciting special offers for cardholders
Global
Get cash from any ATM worldwide (*T&Cs apply)
Convenience
Make repayments easily with Stanbic IBTC internet banking
What you get
- Gives you access to a revolving line of credit to pay for goods and services
- Accessible via POS and web (Local transactions only)
- Up to 55 days of interest-free purchases
- Denominated in Naira and linked to a Naira account for repayment
- Chip and PIN enabled for optimal security
- Online protection for your web transactions with Verified by Visa®
- 3-year card validity
- Exciting offers and discounts when you spend locally
- 24-hour contact centre support
- You can make repayments easily with Stanbic IBTC internet banking
- Transfer directly from your Credit Card into your personal current or savings account within the bank.
Additional benefits
- Extended warranty and purchase protection;
- Discount on personal fast track services at over 380 international airports;
- Exclusive benefits at over 900 hotels around the world
What it costs
- N1,075 New card fee
- Management fee of 1% of limit at issuance, renewal or limit increase
- Interest Fees - 3% monthly
- Daily Transfer Limit - N1,000,000
- Daily ATM transactions - N150,000
- Daily web transactions – N500,000
- Daily POS transactions – N1,000,000
- Free withdrawals at Stanbic IBTC ATMs
- Other Banks ATM – N107.5 (for N20,000 and below) and N215 for withdrawals above N20,000 on Onsite ATMs. Maximum of N645 on Offsite ATMs.
How to get it
- At least 1 month salaried banking relationship with Stanbic IBTC Bank (or)
- 6 months banking relationship with any other bank in Nigeria
- Completed credit card application form
- Valid means of ID
- Proof of employment and address verification
- Salary domiciliation
- Available as a cash-backed credit card
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What you get
-
Additional benefits
-
What it costs
-
How to get it
- Gives you access to a revolving line of credit to pay for goods and services
- Accessible via POS and web (Local transactions only)
- Up to 55 days of interest-free purchases
- Denominated in Naira and linked to a Naira account for repayment
- Chip and PIN enabled for optimal security
- Online protection for your web transactions with Verified by Visa®
- 3-year card validity
- Exciting offers and discounts when you spend locally
- 24-hour contact centre support
- You can make repayments easily with Stanbic IBTC internet banking
- Transfer directly from your Credit Card into your personal current or savings account within the bank.
- Extended warranty and purchase protection;
- Discount on personal fast track services at over 380 international airports;
- Exclusive benefits at over 900 hotels around the world
- N1,075 New card fee
- Management fee of 1% of limit at issuance, renewal or limit increase
- Interest Fees - 3% monthly
- Daily Transfer Limit - N1,000,000
- Daily ATM transactions - N150,000
- Daily web transactions – N500,000
- Daily POS transactions – N1,000,000
- Free withdrawals at Stanbic IBTC ATMs
- Other Banks ATM – N107.5 (for N20,000 and below) and N215 for withdrawals above N20,000 on Onsite ATMs. Maximum of N645 on Offsite ATMs.
- At least 1 month salaried banking relationship with Stanbic IBTC Bank (or)
- 6 months banking relationship with any other bank in Nigeria
- Completed credit card application form
- Valid means of ID
- Proof of employment and address verification
- Salary domiciliation
- Available as a cash-backed credit card
Gold Credit card cost
View all Gold Credit card transaction and interest rate fees
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