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Choose your current account
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Personal Current Account
Easy and convenient banking with the Personal Current Account. With access to 24/7 online banking platforms
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Domiciliary Account
Doing business with the world is a lot easier with our Domiciliary Account. Maintain an account in the world’s major currencies with the ease and comfort of banking in Naira
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HYCA Gold
It is a hybrid current account that offers zero current account maintenance fee when customer maintains a minimum balance on the account. The account holder is paid a graduated credit interest for maintaining a minimum balance on the account.
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HYCA Platinum
The High Yield Current Account (HYCA) Platinum is a private banking account and the ideal wealth management solution.
Find the right loan for you
Apply for a Home Loan
Apply for a Stanbic IBTC Home Loan, a flexible home financing solution with monthly, quarterly, biannual, and annual repayment options.
Vehicle and Asset Finance
Finance a new or used car, solar power solutions for your home, electronics or household appliances with our Vehicle and Asset Finance option.
Get a Smart Loan
Manage your cashflow and pay for the unexpected with a Smart Loan. If you have a Money Market Fund account with us, you can apply for loan of up to N20 million in the Banking App
Secured Term Loans
A term loan can help you cover the unexpected expenses of life. Whether it’s school fees, medical bills or rent, take advantage of our competitive interest rates, fixed monthly repayments and a loan tenor of up to 7 years.
Unsecured Loans
Our unsecured personal loan is a medium- to long-term loan, that gives you access to funds to meet your personal needs.