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Personal and Private Banking
At Stanbic IBTC Bank, we put you at the centre of everything we do. Our Personal Banking solutions are tailored to simplify your financial journey, helping you achieve your goals, no matter how big or small. From our loan services, to Mortgage to international money remittances via Moneygram and Western Union, we provide the support you need to manage your money with confidence.
Explore our Personal Banking offerings today.
Corporate Governance
Get to know more about our values and governance practices.
Solutions tailored to your needs
Personal Savings Account
Open a personal savings account that lets you transact and shop while earning interest on your savings.
Get a Smart Loan
Manage your cashflow and pay for the unexpected with a Smart Loan. If you have a Money Market Fund account with us, you can apply for loan of up to N200 million in the Banking App
MaxYield Account
Accelerate your savings with the option of partial withdrawals for emergencies along the way
Senior Citizens Account
The Senior Citizens Account is designed specifically for individuals who are aged 50 and older, providing tailored services that meet their needs.
HYCA Gold
It is a hybrid current account that offers zero current account maintenance fee when customer maintains a minimum balance on the account. The account holder is paid a graduated credit interest for maintaining a minimum balance on the account.
C.H.E.S.S Account
The flexible C.H.E.S.S account makes every Naira count for you and your child.
Domiciliary Account
Doing business with the world is a lot easier with our Domiciliary Account. Maintain an account in the world’s major currencies with the ease and comfort of banking in Naira
Vehicle and Asset Finance
Finance a new or used car, solar power solutions for your home, electronics or household appliances with our Vehicle and Asset Finance option.
Agent Banking
Through our network of trusted agents strategically located in cities, towns and rural communities, we are extending the reach of banking services beyond traditional branches. With Agency Banking, customers can carry out everyday transactions such as Cash Withdrawal, Deposits, Transfers, Electricity tokens purchase, Airtime top up, BVN enrolment and account opening without visiting a bank branch. At Stanbic IBTC Bank, we believe that access to financial services should not be a privilege but a right for everyone, no matter where they live or work.
Stanbic IBTC Bank Rate Guides
Daily Exchange Rate Guide for Stanbic IBTC Bank
Daily Exchange Rate Guide for Stanbic IBTC Bank
Weekly Lending Rate Guide for 11 to 15 May 2026
Weekly Lending Rate Guide for 11 to 15 May 2026
News
PTA AND BTA FX DEFAULTERS
We are required by Central Bank of Nigeria (CBN) regulations to publish names and BVN of PTA and BTA FX defaulters. The customers listed here cancelled their trip and failed to return the FX availed to them despite several mails, text messages and follow up phone calls.
Media Page
To view or download our logo's for media purposes, financial reports and service charter.